
Key highlights
*Includes a 0.25% discount for enrolling in automatic payments. Subject to credit approval.
Physician assistant programs are intensive, and clinical rotations can make it hard to work while enrolled.
Tuition alone often runs $55,000 to $100,000+, while federal Direct Unsubsidized Loans can cover some of this, many students need a private graduate student loan to cover remaining costs
Student loans designed for physician assistant students
Eligibility is based on future earning potential, not a family member’s credit.
Rates start at 9.99% (9.99% APR)* and your rate will not increase for the life of your loan.
Borrow $2,001 to $100,000 based on your school’s cost of attendance.
Use funds for tuition, living and education-related expenses.
Check eligibility in 30 seconds, then apply fully online.
Pay off your loan early without penalties.
Eligibility requirements:
*Includes a 0.25% interest rate discount for enrolling in automatic payments. Subject to credit approval.
Since 2014, MPOWER Financing has supported more than 25,000 students at 500+ universities in the U.S. The Graduate Success Loan evaluates applications based on future career potential, not only past credit history.
Learn more about the Graduate Success Loan
Ready to fund your physician assistant program?
Total costs minus scholarships, savings and federal loans.
Complete the 30-second check and submit your application online.
Acceptance letter, ID and any requested items.
MPOWER funds go directly to your university.
Repayment basics: Interest-only payments while in school and for six months after graduation, then principal plus interest.

MPOWER Financing loans range from $2,001 up to $100,000. Most physician assistant students use federal loans (up to $20,500 per year) first, then use an MPOWER loan to cover the remaining cost of tuition, fees, supplies and living expenses.
MPOWER considers factors beyond credit score, including your program’s reputation and the strong job market for physician assistants.
With MPOWER Financing, you’ll make monthly interest-only payments while in school and for six months after graduation (or for 30 months after the start of your loan, whichever comes first). Following this, you’ll begin repaying both interest and principal. Review your loan agreement for specific details.
Your loan can cover costs related to clinical rotations including travel, temporary housing, additional background checks and site-specific requirements.
Fixed rates (like MPOWER’s) stay the same for your entire loan term protecting you from inflation. Variable rates can increase if market rates rise. For a two-year physician assistant program, a fixed rate provides budget certainty.
DISCLAIMER – Subject to credit approval, loans are made by Bank of Lake Mills or MPOWER Financing, PBC. Bank of Lake Mills does not have an ownership interest in MPOWER Financing. Neither MPOWER Financing nor Bank of Lake Mills is affiliated with the school you attended or are attending. Bank of Lake Mills is Member FDIC. None of the information contained in this website constitutes a recommendation, solicitation or offer by MPOWER Financing or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.
2026 © MPOWER Financing, Public Benefit Corporation NMLS ID #1233542
U.S. office
1101 Connecticut Ave. NW, Suite 900, Washington, D.C. 20036